20-7 Sources and Uses of Credit Funds of National Banks at the Year-end
|  | (100 million yuan)
Item | 2003 | 2004
Funds Sources | 164523.9 | 193542.8
Total Deposits | 134650.3 | 153556.6
Deposits by Enterprises | 41594.9 | 48491.9
Demand Deposits | 31504.4 | 35964.8
Time Deposits | 10090.6 | 12527.1
Fiscal Deposits | 5083.5 | 6105.7
Deposits by Government Departments & Organizations | 5594.0 | 6589.9
Urban and Rural Household Savings Deposits | 75834.8 | 86469.6
Demand Deposits | 25944.2 | 30206.0
Time Deposits | 49890.6 | 56263.6
Agricultural Deposits | 463.3 | 485.0
Other Deposits | 6079.8 | 5414.6
Financial Bonds | 5429.8 | 10095.0
Inter-bank Credits | 4757.3 | 4318.5
Currency in Circulation | 19746.0 | 21468.3
Liabilities to International Financial Institutions | 482.6 | 562.3
Others | -542.0 | 3542.1
Funds Uses | 164523.9 | 193542.8
Total Loans | 106155.9 | 116050.9
Short-term Loans | 47987.5 | 46164.0
Loans to Industrial Sector | 17639.1 | 17400.7
Loans to Commercial Sector | 15168.8 | 14079.9
Loans to Construction Sector | 1938.2 | 1210.8
Loans to Agricultural Sector | 1271.8 | 1296.6
Loans to Township Enterprises | 1680.5 | 1786.9
Loans to Enterprises with Foreign Funds | 1679.7 | 1352.5
Loans to Private Enterprises and Individuals | 539.7 | 741.5
Other Short-term Loans | 8069.7 | 8295.1
Medium-term & Long-term Loans | 53141.2 | 62290.3
Other Loans | 5027.3 | 7596.6
Portfolio Investment | 21860.6 | 22494.9
Inter-bank Debts | 731.5 | 1505.4
Position for Bullion & Silver Purchase | 337.2 | 337.2
Position for Foreign Exchanges | 34565.2 | 52471.5
Fiscal Debts |  |
Assets with International Financial Institutions | 873.4 | 682.9
a) The statistics coverage of the table includes the People's Bank of China, policy banks, state-owned commercial banks and agencies of postal saving.
b) Since December in 2002, the data of gold reserve and position for bullion & silver purchase have been adjusted by the People's Bank of China.